Our Services
Our Partners are able to provide advice on many aspects of wealth management, helping individuals of widely differing financial resources or life stages. They can also assist businesses in the increasingly complex area of corporate financial planning, from pensions through to insuring against the loss of a key director.
Investments
We recognise that no single investment house has a monopoly on investment expertise and therefore adopt an effective solution to this problem. We do not employ any in-house investment managers; instead we carefully select a number of external managers of outstanding ability to manage our range of funds.
This process is undertaken by our Investment Committee, who in turn are advised by a firm of independent investment consultants, Stamford Associates.
Retirement planning
Regardless of the life stage of your clients, it is important that you provide expert and professional advice on all of their pension requirements. Working with a carefully selected panel of providers, we can offer the following range of products:
- Retirement plans
- Stakeholder pensions
- Self-Invested Personal Pension Schemes (SIPPs)
- Trustee schemes
- Drawdown plans
- Annuities
- Transfer plans (including Section 32s)
Protection
There are many areas we need to consider when looking to protect our family and our homes; Inheritance and Capital Gains Tax, illness and loss of income to name just a few. Assessing suitable protection lies at the heart of what we do at St. James's Place.
Business strategy
Running a business today is more than a full time job. Increasingly, employers and business leaders are expected to take greater responsibility for employee well-being as the Government moves more of the welfare burden onto employers.
As always, good planning is key to ensuring financial security over the longer term.
Personal cash & borrowings
We live in a fast moving world, which leaves little time to manage our finances as effectively as we would like.
At St. James's Place, we have access to attractive interest rates on savings, along with a vast choice of mortgages where you can find the right product to suit each of your clients.